Empowering the money mindset of teenagers and young people


Empowering the money mindset of teenagers and young people

In this episode, Patience talks about the difference between financial literacy and financial mindset and discusses the hearsay about money and young people. She makes a reflective pause on a quote by Maya Angelou, shared some data and finished the episode with some gentle tips to take away.

Patience is a certified mindset coach and NLP practitioner at Otentik Mindset. She is passionate about supporting young people in enhancing and getting new skills that will help them as they approach adulthood.

Working with young people aged 12-25 from diverse backgrounds, having various necessities in need of clarity for their future. She is passionate about supporting and helping young people create a healthy and sustainable mindset.

Helping young people develop achievable and measurable goals to monitor success and motivate ongoing behavioural change is her focus.

She supports young people develop and exploit their strengths to bring successful behavioural changes in their lives.

The focus is on enabling mindset shifting for mindfulness, finances, personal branding, relationship and mental wellbeing.

 

Links & Resources
Email: [email protected]
Website: www.otentikmindset.com
Free quiz: www.otentikmindset.scoreapp.com
The Money Mindset Formula mini-course: www.otentikmindset.com/offers/bkzEvms2/checkout
Instagram: www.instagram.com/otentikmindset
Facebook: www.facebook.com/otentikmindset
LinkedIn: www.linkedin.com/in/racineafric1ne
This podcast is bought to you by Parents in Biz
Parents in Business website www.parentsinbiz.co.uk
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Contentment in Children


Contentment in Children Episode 7

Contentment in Children.

This episode is hosted by Salihah Agbaje, Founder and Creative Director at Spoken World Productions.

Salihah is the founder and creative director at Spoken World Productions, a theatre in education organisation for children that specialises in providing physical and virtual Drama, movement and
mindfulness workshops to enhance confidence, creativity and much, much more.

Links & Resources
Website www.spokenworldproductions.com
Facebook: www.facebook.com/spokenworldproductionsteam
Twitter: www.twitter.com/spoken_worldTIE
Instagram: www.instagram.com/spoken_world_productions_t.i.e
LinkedIn: www.linkedin.com/in/salihah-agbaje-2608b359
Spoken world productions podcast: https://open.spotify.com/show/4uHNPzBfaPmjQ4FLXU2dNe
This podcast is bought to you by Parents in Biz
Parents in Business website www.parentsinbiz.co.uk
Read the latest issue of the Parents in Business Magzine www.parentsinbiz.co.uk/parents-in-business-magazine
Parents in Biz Directory www.parentsinbiz.co.uk/directory
How to get involved with Parents in Biz www.parentsinbiz.co.uk/how-to-get-involved
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5 Ways To Get Crafty With Your Kids When You Don’t Do Crafts


5 Ways To Get Crafty With Your Kids When You Don’t Do Crafts

When it comes to arts and crafts, not all parents are naturally gifted, which may lead to issues when their children want to create something. Parents could be unclear about what to do, or they could even attempt to discourage their children from doing whatever they want to do. They may also just sit back and do nothing, therefore losing out on valuable time spent together as a family. So, even if you don’t generally do crafts, here are some wonderful ideas for getting crafty with your kids. Try it out and see what happens; it’s a lot of fun, and you get to spend time together.

Start Small

It’s advisable to start small when starting a new creative project with your kids. In this context, ‘small’ refers to the project’s overall size, but it can also signify a variety of other things. In the end, you might like to keep whatever is made (and your kids certainly will!) therefore, it should be something that you can store someplace, rather than something that will potentially take over your whole home.

Because you’re starting small, you shouldn’t plan on working on it for a long time all at once. Getting settled and making something fun should take no more than half an hour at each sitting. This is enough time to enjoy the task, but not so long that it turns into a tedious chore that the kids abandon, leaving you to complete it and clean up the mess.

Limit The Supplies

To save money, don’t buy expensive art materials that you could only use once. Don’t spend a lot of money on fancy supplies like glitter and glitter glue. Most of what you need can be found lying about the house until you decide on a specific craft project, at which point you might need to make an extra purchase. For example, once they’ve been thoroughly cleaned to ensure that they’re safe to use, used cereal boxes and detergent bottles will make fantastic creative materials. Make it a habit to look at everything you would otherwise throw in the trash to see if there’s anything you can use as art supplies. Because you won’t have to throw it away, this is beneficial for the environment as well.

Even though it’s more expensive, a hot glue gun from Glue Guns Direct can be the one craft supply you’ll use again and over again. Equipment like this makes the whole procedure much simpler since it can glue just about anything to just about anything else. Adult supervision is required, so don’t leave it unattended with your children while they work with it.

Don’t Let It Get Messy

The potential for mess is a major deterrent for parents when it comes to arts and crafts with their children. Often, it’s not even the crafts themselves that are the problem, but rather how things are kept and put away.

It’s unfortunate that children aren’t allowed the opportunity of engaging in activities that they want to participate in and that are beneficial to them because they can be messy. Look around for storage containers that can hold all of your items. It doesn’t matter if the container is disorganized on the inside; all that matters is that you have a place to store everything, ideally with a lid so that it can be hidden away when not in use and won’t look terrible in your house.

Look Online

The internet is an excellent resource for finding out what types of things you and your children can make. You can find almost everything you wish to do on a video or website devoted to it. Rainy-day ideas, nature art, how-tos on making rockets, dinosaurs, dolly vehicles, and so much more can all be found on the internet. Having a list of everything you need before you begin your project can help things go much more easily and avoid disappointment, as well as ensure that you can complete the project at hand.

Make Sure You Join In

Getting everything set up and then clearing up at the end of the project is not the same as getting engaged and contributing. If your children want you to help them, you should – get your hands dirty (literally) and make something. It doesn’t have to be a piece of art, and it probably won’t be, but that’s irrelevant; no one will condemn you for having a good time with your kids. You could even surprise yourself with how inventive you are and how much fun you have together.

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Saving For Your Children


Saving For Your Children

There is nothing harder than trying to save for your children and their future. It’s never too early to consider saving for your child’s future, and it can start from the moment you find out that you’re about to have a family. You might think that you have time, that you have 18 years to think about it, but you can bet that in a blink, your kids will go from nappies to university! Saving for their future might be very important to you, and it should be. Every single parent wants to send their kids out into the world equipped financially and every parent wants their child to have the right education and the chance to put down a deposit on a house.

If you are considering how you can squirrel away enough money for their future, you’re in the right place. It’s never too early to build a nest egg for your children, and they will always be grateful for the effort that you put into giving them the best possible start in life. Once they’re old enough to understand the value of money, you can talk them through how you’ve been saving for them and their future. You can also talk to them about the practicalities of saving money now, so that they can start saving the same way. It’s very easy to think that taking out direct lender loans and pumping money into their future is smart, but you have 18 years to get this right and you want to come out from the end of it being smarter than ever. Whichever route that you choose to go with saving for their education and their future, you have to consider right now being the time to save for your children’s future.

Regularly setting money aside from birth is one of the smartest decisions that you can make about your savings plan for your children. You want your kids to have the best of everything but that doesn’t stop when you’ve chosen their preschool, monitored their diet and helped them to get into university. One of the biggest mistakes you can make as a parent is just assuming that their finances will one day come together – you’re in control of this, too. At least until they’re 18! So, with this in mind, we’ve got some of the steps that you can take to ensure that your children’s welfare is taken care of beyond their school age.

  1. Teach your children about money. This particular tip will wait until they are older, of course, but providing for their future isn’t just about saving everything into various accounts. You have to equip your children with the tools that they need to save money and spend wisely. There are so many opportunities out there to talk to your kids about money and you can use those opportunities to teach them so much more about money, too. If they are knowledgeable about saving for money, they will copy what you do! Talk about budgeting and saving, how to avoid getting into impossible debt and which debts are positive ones.
  2. Get the entire family involved. Grandparents, aunts, uncles – anyone who wants to give your children money for occasions will always be generous, but you need to get them involved. If they want to give money, ask them to help to fill the savings pot for their university days. Ask them to add to their future house deposit fund. There are so many ways that you can save for your children and getting the whole family involved is one of the most important things that you can do because then you aren’t doing it all alone. All of those holidays that your children will get help from grandparents in will help you to build up their future and prevent you from drowning in toys. If you are expressive over what you would like for your children early, you can ensure that you are able to give your kids savings that will help them in their future – and what grandparents won’t want that?!
  3. Junior ISA. If you haven’t heard of one before, a Junior ISA allows you to save just shy of £4,500 per year tax-free for your children. This is money that can only be accessed by your children when they turn 18. You have to remember, though, that most parents prefer the cash ISA over the stocks and savings ISA. The stocks and savings ISA is usually the one that outperforms the cash ISA, so be aware of that when you are making your choice. The best thing that you can do here is speak to a financial advisor who can walk you through the different types of ISA and all of their benefits. Cash Junior ISAs are a great option because you can build up your child’s savings over time.
  4. You could start a university fund. Opening a university savings account is one of the best things that you can do for your kids. Sure, they could take on student finance loans and pay for their education that way but if you could save up enough for them not to do that, wouldn’t that be the better option? Even if you do save it up, you could also allow them the tuition fee loans and then pay for everything else like their living expenses while they study. That’s one of the smartest things that you can do here, because your children can then live comfortably while they study and they don’t have to run themselves ragged trying to work and study all at the same time.
  5. Startup a pension. No, really. You might think that it sounds ridiculous to start a pension for a baby, but it’s going to be something that you pass down to them when they are of pension age. You can put a maximum of £2,800 per year into a SIPP – self-invested personal pension – and you could really help them to retire in style. You will be long gone by then, but you are leaving them a legacy that they will really benefit from. Of course, not everyone can squirrel away a large amount of money every month for this, but you can still make sure that they have a future to look forward to.

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The Truth About Running a Business as a Parent


The Truth About Running a Business as a Parent

There are lots of reasons why people decide to run a business once their children are born. For others, it happens the other way round, and their children come along after establishing their business. No matter which comes first, you will find that running a business as a parent certainly changes things, and it comes with highs and lows.

You Learn to Multitask

This is a positive thing, but honestly, sometimes it may not feel like it. For example, trying to combine a to-do list for your business with doctors’ appointments, school runs, play dates, and more can sometimes seem Mission impossible. However, what it does do is teach you how to prioritise. You also learn how to keep your multitasking organised; whether you are a paper-based list writer or prefer an online app, there are plenty of tools to help you keep everything running smoothly.

You Doubt Yourself

For many people, earning money while their children are small is not negotiable. Stay-at-home parents may simply not be able to afford to make ends meet without adding extra income, and running your own business does give you that freedom. There will be days when you doubt yourself. If your child is home from school sick and demanding attention, just as you have a crucial business meeting, you will probably feel like you cannot do both. However, when you manage to juggle, perhaps by asking grandparents to step in for an hour and you seal the deal with a new client, that feeling of doubt transforms into feeling good and boosted, and rightly so.

Your Hours Seem Long

One complaint I often hear from parentpreneurs is the hours they have to put in seem excessively long. However, a better way to look at it you are creating a fluidity between quality family time and work. Okay, you may be working at 8 p.m., but what would you be doing if you had a conventional 9-to-5 job and no childcare responsibilities? There is something deeply satisfying about creating a successful business from scratch, and when looked at in that light sitting mindlessly in front of soaps doesn’t offer a better experience!

 You Lead by Example

Parents that run a business are demonstrating to their children many life lessons. From the basics of cause and effect, you work hard, you succeed in overcoming challenges as, and when they happen, much of your work as a business owner takes place in front of your children at home. Entrepreneurial parents find they have a stronger family bond. Children feel included and important while learning what it takes to provide for a family and achieve the personal satisfaction of using your talents.

The Bottom Line

Running a business and bringing up children is far from easy. However, many parentpreneurs will attest that it is the most rewarding thing they have ever done, even with the lows, because the highs are so worth it.

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Five Ways To Invest In Your Child’s Future


Five Ways To Invest In Your Child's Future

The best things in life are free, of course, but there are moments when life, cannot be free! Kids are expensive, from the moment they are born, they cost you money. Here’s the thing: children are pricey, and they will cost you money right up until your own death. That’s not a bad thing; it just means that preparation is key from day one. It’s only when you decide to have children that you decide to look a bit deeper into the future and figure out what you can offer. Not only will putting money to one side give them a chance to plan their future, but you’re also going to provide them with the right support along the way.

There are many ways that you can give your children the best possible future, and that starts with sitting with companies like Keoghs Solicitors. They will be able to take you through estate planning and writing a will, which is a must when you have children. Below, we’ve got five ways you can look after your children in the future ahead.

Setting Up Bank Accounts

Children may not use their bank accounts in the same way that you do, but opening an account for them is so important. Doing it when they’re young will give time for interest to build and as they get older, they’ll be able to take over the account. You can develop good savings and strictly speaking, there will be no tax to pay on those accounts.

Junior ISAs

A Junior ISA enables your child to take over the account at the age of 16, though there are restrictions on money withdrawal until 18. They are a tax-free savings account and they’re specifically designed for under-18s. You can get a cash ISA set up straight away, and when money is invested, tax is not paid on capital growth. If you’re worried that your child will take control of this account and end up splurging the money, then you can still keep tabs on it with limits of withdrawal.

Writing A Will

Writing a will with Keoghs Solicitors is so much more than jotting down who gets the children in the event that you die prematurely. It’s about detailing where you want your money and your estate to be. You can also talk about who is going to be in charge of ensuring that your wishes are adhered to. A will can secure your children’s future, as you haven’t left it up to the government to decide what happens with their childhood home and all of your money and bonds. It’s a good investment, and it gives you peace of mind, too.

Life Insurance

By having a life insurance policy in place, you cover an amount to keep your children secure and solvent, paying off the mortgage and their education or covering certain expenses resulting from your passing. That way your child is not burdened with debts or left homeless should the worst happen. Life insurance can be taken out at any age and not when you are still young – a common misconception which Kim Wilhelm explained is not the case. Life insurance is going to give you peace of mind that you have looked after your children even when you’re not here and it’s going to be a smart move in securing their future. Life insurance is going to secure your own future as well as your children’s, so it’s a smart decision either way.

An Education Fund

Wherever you are in the world, education costs money. Some universities won’t charge massive fees for tuition, but your children still need help with living costs. The best thing that you can do is set up an education fund. Some people may use this for tuition, but others can pay for their children to live comfortably and have all of the equipment that they need for success. Education is going to cost, and if you can alleviate the pressure on your teenager getting their own job, then it makes sense to take it easy on them as much as possible. Your child can then grow into an adult with options and choices when it comes to their education, and this is one of the best gifts you can give them.  With gifts in mind, you can click to investigate graduation gifts and keepsakes for when the time comes to celebrate those graduation achievements with your child!

You want to give your kids the best possible future, and putting aside even a small amount of money can make a big difference to them. Over time, this will build up and be something to boast about knowing that you secured their future from the moment they were born. Children need support, and you can ensure that the support that you give lives on long after you do when you go through these five tips and get them into action as soon as possible.

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Extracurricular Experiences: Giving Our Children (And Us) A Wealth Of Education Outside The Class


Extracurricular Experiences: Giving Our Children (And Us) A Wealth Of Education Outside The Class

There’s a world of possibilities out there, and when we’re trying to make every day count for us as well as those that depend on us, we can undervalue the idea of education. If you’ve got children, perhaps you just send them to school and not think about it, but part of living our lives is ensuring that we expand our horizons. Whether you have got kids or you don’t particularly value the idea of education are there ways for you to get back into the swing of things and realising that there is a multitude of learning opportunities out there without sitting in a boring classroom?

Exploring The World

The world is our classroom! And with resources like NST, we can make sure that there is that opportunity to learn without putting our noses in books. You might not be someone who enjoys reading or finds it quite impossible to do because you’re so busy, but this is why exploring the world should be part of your your own extracurricular activities. We learn so much from exploring the world that it makes us appreciate what we’ve got.

Cultural Experiences

Even if you’re someone that doesn’t like the idea of getting on a plane, you can still get your fair share of culture right underneath your nose. Whether you have children or not, getting exposed to as many different social and artistic highlights as possible is a fantastic way to learn by osmosis. Because if you start to surround yourself with cultural expeditions, whether it’s going to the local zoo or watching a play in the West End, it’s a fantastic method to get out there and have more of an adventure. It’s a fantastic springboard to getting a new hobby or fuel a desire that becomes a lifelong passion.

Using The Internet For The Right Things

We use technology so much in today’s world that we’ve got instant access to information, but we need to use technology appropriately. We can learn so much from the web, but there’s an additional skill we all need to learn and that is filtering information so that it is from reputable sources. Because of apps like Duolingo, we are able to learn languages while on the go! This is a fantastic thing, of course, and when we start to use the internet for the right things, this can sharpen our desire to to learn the right things. Because we can tend to use the internet for social media and seemingly trivial things because of the wealth of information out there if we can start to use it for a little something that can benefit us we will see the improvement in our lives.

We can all benefit from a wealth of education outside the classroom environment. Whether you have got children that don’t seem to do well academically or you had a bad relationship with school, you can learn how to develop skills without the rigid structure of education. It’s important that we develop our knowledge outside of the classroom.

How To Balance Event Advertising With Family Life


How to balance event advertising with family life

It doesn’t matter if you are starting a brand new business or you are trying to boost sales for an existing product, it’s important to attend events. Advertising at events is a great way to get the name of the brand out there, to market a product or service face to face and it’s an excellent opportunity to reach out to a broader audience. However, event advertising does take up a lot of time if you give it your all. This includes preparing for the event by designing artwork and gathering materials, as well as attending the event itself and following up on leads. It’s something that can take away from the time you spend with family if you don’t find the right balance. Luckily, finding a balance is possible.

Balancing Event Advertising With Home Life Doesn’t Have to Be Difficult

A lot of people assume that balancing event advertising with home and family life is out of the question, but it doesn’t need to be. Rather than becoming overwhelmed with the amount of time that event advertising often requires, do everything that you can to find a balance. This will leave you with more time to relax at home and enjoy family life. Here are a few ways to get started.

  • Use a Professional Printing Service – A lot of hard work goes into designing a fantastic banner for an event, but there are ways to make the entire process a lot easier. Once you have the design sorted, enlist the help of a professional printing service. Not only can you rest assured, knowing that the printing process is being taken care of by an experienced and skilled team, but you will also have more time to focus on family life. Rather than worrying about whether or not the banner will be printed to a high standard, you can spend time unwinding at home with loved ones. There are some printers that offer a quick turnaround, such as pull up banners | 24-hour turnaround available, meaning that you don’t need to worry about anything too far in advance. Though you will want to avoid leaving things until the last minute and risk being without any advertising materials, you can rely on a professional printing service even when the event is right around the corner. There’s really no need to take on everything yourself and miss out on family life, not when there are professional printers offering affordable and high-quality services.
  • Design Artwork Using Banner Templates – There are a lot of things to think about when you are designing advertising artwork, which can make the process a lengthy one. Not only do you need to think about the design itself and what you want to include on a banner or poster, but you also need to think about the layout and colours. This can be a difficult task for someone with design experience, let alone someone who is trying it out for the first time and is unsure of what to do. To speed up the process and to have more free time for family, use a banner template. A banner template makes designing artwork for advertising a lot quicker and simpler, as there is no need to worry about getting the dimensions or sizing wrongs. With a template, you have a lot more creative freedom, and you don’t need to worry about getting the design wrong. You’ll be able to submit it to the printers, knowing that it will work and look great. You can turn your rough ideas into a fantastic design, knowing that an artwork template will stop you from going too far off course. There is a tonne of templates to choose from, which means that there’s something for every designer and every business.
  • Only Attend Important and Relevant EventsThere’s no shortage of events for you to attend as a business, regardless of the industry that you are in. However, that doesn’t mean that you need to attend them all. It’s challenging to balance event advertising with family life, but this only increases when you attend more events than you need to. There are a lot of benefits that come with attending events, such as raising brand awareness and networking. Saying that this is only worthwhile if you are attending events that are relevant to your business and what you are offering. There is very little point in attending an event that focuses on a different industry or an event where your potential customers are unlikely to be. It’s a lot easier to balance event advertising with family life if you are only making time for the events that really matter.
  • Don’t Take Advertising, Events and Networking Home With YouThough it can be difficult to leave a task unfinished and to switch off at the end of a busy day, it’s an important part of finding the right balance between work life and home life. Even if you are spending time at home and with your family, this time is only quality time if you leave the stresses and strains of event advertising at work. In order to balance everything, you need to set aside time and dedicate yourself to family life. This could involve unwinding at home, or going out for a delicious dinner or heading off on a day trip somewhere local. There’s very little point in making time for family, only to spend that time networking on LinkedIn or tweaking artwork.

As you can see, balancing event advertising with family life is not easy, but it is definitely possible. There is a lot of help out there – such as enlisting professional printing services, only attending important events and using a design template – and so finding a balance is doable. Event advertising is an important part of operating a successful business, and it’s a fantastic way to gain customers, but it’s not something that needs to impact the time you spend with family.

Parents in Biz hub

Are Your Family Crying Out For Work-Free Evenings?


Are Your Family Crying Out For Work-Free Evenings?

Many parents who begin businesses do so because they want to take charge of their time. They want to know that they can take time out for the kids when they need and that they’re able to guarantee free evenings. The trouble is that it doesn’t always work out.

Far from leaving you free to enjoy evenings with the kids, the chances are that you struggle to even make one free night a week. Instead, you find that there’s always something to do. Worse, it won’t get done if you don’t do it.

This can be frustrating, and it could even lead to disruption and resentment at home. No one likes to sit at the table with someone who spends the whole time on their phone, after all! The good news is that those early dreams of free evenings aren’t as outlandish as they seem right now. All you need to do is put the following plans in place to ensure you can enjoy that time with your kids without distraction.

#1 – Automate where you can

Given that your business rests solely on your shoulders, the chances are that you can’t resist but check-up even when you’re out with the family. Sadly, as soon as you check-in, you find a whole load of stuff that needs doing. From admin to processing online orders, a ‘quick check’ could turn into a whole night of work. Luckily, automation could save you from ever needing to check again.

Something like the web applications offered by software development agency Xibis can automate virtually any business requirements so that you can rest easy your online processes run like clockwork without you. Automating out of office email replies could also save you worrying about admin during your evenings. Instead, you’ll be able to enjoy family time at last.

#2 – Separate the business from the personal

If you use the same phone number for business and personal, there’s a high chance you’ll answer business calls out of hours. Equally, using a personal email for business purposes means emails will come straight to your private phone no matter the time of day. By keeping a divide here, you can make sure you’re able to switch off when you leave the office once and for all.

#3 – Get strict about business hours

It also pays to be strict about business hours both with yourself and your customers. No one expects the owner of a small business to work 24/7. As such, simply being clear about operating hours ensures that you won’t lose custom by not replying during your evenings. Again, sending automated out of office emails is a fantastic option here. Even just adding a note on your website of when you’re back in the office can let you off without losing your custom.

Each of these simple steps can smooth the divide between your working and personal life. And that, in turn, can lead you to work-free evenings for whole family enjoyment at long last.

Parents in Biz hub

5 Ways to Achieving Family and Business Harmony


5 Ways to Achieving Family and Business Harmony

Running a business and bringing up a family is something of a juggling act and you will see a lot of information about striking a work/life balance in order to feel like you have really got this thing under control. This is like suggesting that we can neatly cut our time in half, devoting it exclusively to our home and work in turn. The reality could not be further from this, however, and in all honesty, it is time to ditch this pressurised unrealistic ideal that we keep being sold. You are not failing if you cannot neatly segment your life into the two categories, far from it! Being a parent and business owner is no mean feat but rather than fighting for the unachievable why not strive to create some harmony instead. To be brutally honest there is no such thing as a perfect balance. Sometimes you will actually sacrifice some family time to grow your business, but conversely, you will also find you will sacrifice the business to focus on your family at times too. Neither is wrong or failing and what works for you might not work for others. Harmony is an individual thing and finding your own levels of harmony is what matters. If you resolve to do one thing this year, make it the intent to stop looking for a work/life balance and instead replace it with harmony. Here are five great way of achieving family and business harmony to get you started.

1. Try Themes for Your Week

On a Sunday spend some time deciding what your priorities are for the coming week, it doesn’t matter if these are home or work priorities, they are all part of your life! Then see if you can create a theme for each day, maybe Monday’s are about shipping orders, Tuesdays are for Marketing, Wednesdays for returning calls and answering correspondence, Thursdays for the kids and Friday’s anything goes depending on what is needed. To-do-lists make a great addition to harmony, you can see at a glance what needs to happen, but the priorities give the list a focus and a purpose above and beyond just working down the items. You could organise the list by priority so things near the bottom can be left undo if time escapes you, and you will not worry or stress about these things as they are not the priority they can wait.

2. Choose Wisely

We have all fallen into the yes trap, where anything that comes our way we accept and take on. This can add to our burden and heap on the guilt. It is important to consciously make choices that fit with our overarching desire for harmony. We are conditioned to work hard, in fact so hard it should all but kill us, and while this is admirable, it isn’t terribly practical or harmonious. It is time to take back control and start making choices that actually fit for us. If you do not want to take on something, then don’t feel you have to. No is such a little word but really hard to say. It is time to practice this, as for some reason it tends to be something we can say to our family, but not in business. Examine what you are taking on because if it damages your mental health and your personal and family life, is it really worth it?

3. Get Out

There is a tendency to push vital self-care habits to the side and convince ourselves that they do not form any part of our harmony. Well, that is a common misnomer, and in fact, self-care is an integral part of maintaining this harmony. So what does that mean? Well, it means that you need to be active and get out and about in the real world. It can be easy to go from desk to home and back again, desperately working all the hours you can to get everything done but the benefits of walking the dog or going for a run cannot be overlooked. Exercise helps with mood and the regulation of hormones, which is actually more important than you might realise. So take the time to go for a swim, take the kids out on the bikes or something else active.

4. Don’t Forget to Sleep

Burnout is an issue that can affect anyone, but if you run your own business, then you will want to avoid this one. Not sleeping well can cause a myriad of health issue not least feeling tired all the time. It actually weakens the immune system and leaves you susceptible to coughs, colds and viruses. It also lowers the processing power of the brain which funnily enough links directly to our productivity. Make sure you find time to rest, even if you don’t sleep well at least resolve to lay on the bed and relax with no electronics. Try meditation this is a great way to relax the brain and help restore a natural balance in the body even when you are feeling super busy.

5. Remember Who You Are

We are human, not robot. There is a limit to what we can do, and pushing ourselves actually only means that something somewhere slips. Forget trying to live up to some ideal dictated by the internet or social media and stop searching for the impossible. You are more than enough, and you need to take time to congratulate yourself on what you do achieve rather than berate yourself over things you do not get done. Our children are only young for such a short time you want to look back on the period with warm memories and no regrets. Harmony is how you will achieve this when you realise it is ok to drop the ball on something every once in a while. It doesn’t matter if you cannot attend one meeting or you cannot make every playdate on the calendar. The balance comes not from our work and home life, but from the acceptance, we find within our harmony.

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