Want to start a business but are short on money? Here are the top tips for starting up with low funds

Want to start a business but are short on money? Here are the top tips for starting up with low funds

When you begin to tire of working a 9-5 and dream about being your own boss, maybe it is time to consider trying out self-employment? One thing that puts people off running their own business is the initial set up costs.

For many, those start-up funds are completely out of reach, and it can be hard to secure yourself any financial backing.

Low funds don’t mean that you have to drop your idea of starting out on your own. In fact, there are ways that you can start your business, despite not having huge amounts of money to back you up.

We have put together some of our top tips for ways that you give your business idea a boost, despite not having a lot of money behind you.

Use what you already have to hand

Whilst you may have grand dreams of your own offices or a fleet of cars. To start with, you need to think small. Work from your own home, and use your own car. That way you are keeping the initial costs low, and allowing yourself to build up some funds ready for when you want to expand your enterprise.

Agree on upfront payment where you can

A great way to get some money behind you in those early days is to ask your customers to pay upfront. If they are not keen on this idea, perhaps a half now, half later approach is better. It just gives you the funds that you may need to get by.

Get a great price for the equipment you need

If there is some equipment that you have to have before you set up your business, it is a great idea to shop around and see where you can get it for a great price. You could always look out for second-hand deals. In those early days, the idea of saving a few pounds could be much more important than having something that is top of the range.

Be a one man(or woman), band

As your business grows there is a good chance that you will need some staff to help you, but in those early days, you need to try and do everything that you can yourself. This will allow you to keep the costs down. You may not be able to pay yourself a big salary to start with, so only having to worry about yourself makes things that little bit easier.

Keep your job

Along the same lines as the above, you should always try to hold onto your current job for those first months. You will be thankful for the wage coming in, even if it may seem that you spend much of your time running between the two jobs. You could always cut down your hours as your business grows, all with a view to quitting once you are off the ground.

Be productive

You are never going to succeed if you don’t work hard and in the most part, you only have yourself to rely on to make it a success. This means that you will need to be as productive as you can. Make the most of the hours that you can put into your business, and you will soon see the rewards for all that hard work come back to you.

Listen to episode 9 of the parents in biz podcast on ways you can raise money to download the free worksheet that supplements the episode get it here.


Feeling overwhelmed? Here are some of the best ways to handle it

Feeling overwhelmed? Here are some of the best ways to handle it!

Managing your own business is stressful, there are no two ways about it. Add into this the stress of having a family to take care of, and you could be left feeling a little frazzled.

Feeling overwhelmed is incredibly common, especially for those that are trying to balance the needs of these two separate worlds. Unfortunately, there is very little chance that you are going to be able to see any let up on the stress of your business (or your family for that matter).

That said, there are better ways that you can cope with the stress that comes with being overwhelmed.

We take a look at how you can handle those feelings, and make sure that you are coping perfectly well with both your business and personal stress.

Work set hours as much as you can

The joy of running your own business means that you can work around your life. But the negative to this can also be that you find yourself slaving away when you should be hitting the sack.

Doing this can lead to burn out, so if you are feeling exhausted, try to make yourself work some normal hours, if only for a couple of weeks. You never know, you may find that you simply don’t have to work until midnight.

Separate the two worlds

One issue with running a business and taking care of a family is that the two worlds can sometimes blur. This is inevitable at times, but there are also ways that you can keep it separate.

When you are having family time, make sure you are focusing on them, as best you can, make working time when you knuckle down and crack on.

Take a bit of time for yourself

We are all guilty of spreading ourselves a bit thinly, but this can get even worse when you run your own business. One of the first things to go out of the window is taking time for yourself.

If there is something that you enjoy, even if it is as simple as having a long bath, then plan that in. Even taking one hour for yourself a week, you will soon see those feelings of being overwhelmed disappear.

Know what is a priority and what can wait

There is a good chance that you will be juggling lots of plates in your life. A good way to stop yourself from burning out is to try and figure out what things you have to do there and then.

Focus on those priority tasks, and then when they are done, you can move onto those lesser important things.

Don’t let yourself feel overwhelmed by everything going on in your life. Take on board some of these tips and see what you can achieve. You may just surprise yourself.

Join our community of parentpreneurs learn more here. 


How to make sure that your kids are safe on the internet

How to make sure that your kids are safe on the internet

The internet is a wonderful thing. It has opened up the world and brings people from the four corners of the globe together. Our children simply do not know what life was like before you could simply Google a question.

Whilst this is a great thing, the internet is not without its drawbacks. The virtual world can be dangerous for our children, and you hear plenty of stories in the news about how it has caused some rather shocking repercussions.

This means that plenty of us parents are wary of allowing our children to access the internet. Well, thankfully, there are ways that you can make sure that your children can still see the wonder of the world wide web, without having to worry about whether or not they are safe.

Here are our top tips on how to make sure that your kids are safe whilst they use the internet.

Understand what is out there

You can’t teach your children how to stay safe without understanding what your children will see when they are online. Take the time to explore the internet, either alone or alongside your child. Find out what websites they visit, what videos they watch, and you can learn more about how they behave whilst they are alone.

Talk to them about how to be safe

Children are not stupid, however, sometimes they simply need a push towards doing the right thing. No-one knows them better than you. So, take a moment to sit down and talk to them honestly about the dangers of the internet.

You don’t have to be particularly graphic or horrifying in what you say, but it is important to point out that things may not be what they seem, and it is down to them to be aware of that. Teach them that it is key never to divulge any personal information, and that picture sharing should only be with friends, and of images that they are comfortable with.

Set parental controls

There are plenty of ways that your web browser can work with you to set controls on what your kids can see. Make sure that you take the time out to discover the ways that you can restrict access to particular content.

You should also try and have your computer in a place that is visible to you. Such as in a shared room, that way, you can always keep an eye on what your kids are looking at!

Let them know that you are there

Sometimes kids may feel that they cannot talk to their parents, this is a sure fire way to cause problems. Why not teach them that you are there for them, no matter what the issue is? By creating an open and honest atmosphere with your children, especially around their internet use, you can be sure that they will come to you if they do find themselves in a bad situation.

The internet is a great place, but it can be dangerous. Find the ways that you can keep them safe and they can enjoy the virtual world, without finding themselves in any bad situations.

3 Things I learned from my holiday in the Seychelles

3 Things I learned from my holiday in the Seychelles

Last year to celebrate my 40th birthday, my partner and I went to the Seychelles for a holiday. I had always wanted to go to the Seychelles – here are 3 things I learned.
1. Worry less, It’s not until I left the hustle and bustle of fast-paced London that I realised just how much I worried. I can’t recall a time when I was at such peace; I knew that back at home in the UK our children were in the safe care of my mum. Seven days and nights in a 5-star all-inclusive hotel, with excellent weather – all I needed to worry about was what to wear on the beach and what to wear for dinner. What I learned was, things will always work out in the end, so why stress and worry about anything? By being away from my regular daily life routine, I had time to reflect on the things I would worry about and I asked myself what changed by me worrying about those things, yes that’s right, nothing. Worrying was robbing me of energy and impacting on my health in a negative way.
2. The importance of time out, It was lovely spending time with my partner in an amazing country, breath-taking scenery and great food (yes I am a foodie). It’s vital when you have a family and run a business that you spend quality time away with your partner; it’s so easy to get caught up with family issues or business problems that you neglect your relationship. The last time my partner and I went away just the two of us, prior to the Seychelles holiday, was in 2010 when we went to LA – way too long. Don’t get me wrong, in that gap we had been away on weekend breaks in the UK, but not abroad.
3. Gratitude and appreciation, When you’re surrounded by such beauty, you can’t help but reflect on life and the future. Prior to going away, there were times when looking back I had ungrateful thoughts, such as why things were not going in the direction I wanted them to quicker etc. There was this one day I was on the beach and I vowed to myself that when I got back home I would never have another ungrateful thought. To ensure I stuck to this, I took out my mobile phone and captured the beauty that surrounded me and recorded a message for my future self. Last week was the first time I had an ungrateful thought since the holiday, and I watched the video I recorded – believe me I was soon feeling grateful again.







#PIB10 5 Ways to have more confidence in business

#PIB10 5 Ways to have more confidence in business

Episode covers 5 ways to have more confidence in business, if you want to achieve great success, you must believe that you are worthy, you have to believe in yourself and your abilities.

Resources mentioned in this episode:

Download Free affirmations

Join the productivity challenge 

Thanks for listening!

5 things I reflected on when I turned 40

5 things I reflected on when I turned 40

I turned 40 last year and thought I would write a short but sweet post on the 5 things I reflected on during that time.

  1. Gratitude. I am so grateful for all the experiences that life has put me through; everything I have been through has been a lesson. Sometimes the thing with lessons is that at the time when you are going through a rough patch, you can’t see what the lesson is. It is only when you come out the other side and reflect, you see what the lesson taught you.
  2. Health. I have suffered from chronic migraines since the age of 13, and although at times they can be debilitating, I am grateful that my health otherwise is good. I know people who are my age that have worse health complaints than me.
  3. Family. I could go on and on about how much my family mean to me. I am truly grateful for every family member – they have all had an impact on my life in some shape or form. My family has always been supportive of me, and my mum has been my rock – she always has my back.
  4. Confidence. I am confident and happy with the woman I have become over the years. My confidence has grown and I no longer doubt my abilities. Of course, the odd doubtful thought has come to my mind from time to time but I know how to deal with those thoughts – I weed them out and sow positive ones.
  5. Peace & Forgiveness. In order to grow and have peace of mind, I have learned to forgive and let go of things and people that add no value to my life. For me, carrying around grudges and bad feelings towards people is too much baggage to bear.

Told you, short but sweet, and may I add age is just a number 🙂

Top tips for success; why every small business should pay attention to goals

why every small business should pay attention to goals

One of the biggest factors in any business succeeding is planning. This is especially true if you are self-employed, running a small business, as well as keeping your family in check.

Goal planning is particularly important, in fact, you may not realise it but simply by having some end goals for your business, you could see a real impact on your success levels.

So, with this in mind, we have put together the reasons why goals are such a useful small business tool.

Goals keep you motivated

Sometimes running your own business alongside looking after your family can get you down. If you start to feel that your get up and go, is getting up and going, then maybe you need to think about your end goals. There is no greater way to refill the tank, then to think about how great it will feel to reach exactly where you want to be!

Goals mean that you can keep an eye on your progress

If you don’t know where you are supposed to end up, then how can you be sure that you are getting there? By having a goal in mind, you can keep an eye on your progress. That light at the end of the tunnel can be something that you aim for and with every step that you take to get closer to it, you will know that you are heading in the right direction.

Goals ensure you know where you want to be

When you run a business, it is important that you have an idea of where you want it to go. This is especially true for small businesses that are just starting out. By taking the time to sit down and write out some long-term goals, you will get some clarity on just what you want to achieve in your business.

Goals help you to plan your time

Know where you want to go and how long you think it should take to get there? Having this vital information means that you can plan out your time. This is vital if you are running a business and raising a family, as it can often feel that you simply don’t have enough time to do it all!

Goals help you to succeed

Above everything else, having some goals in mind are a great way to ensure that you create and run a successful business. It is the drive, the passion, the determination to reach the end goals that will push you forward, even when the going gets tough.

Goal setting is a key business tool, no matter whether you are on your own, or have some employees coming along for the ride. Make sure you set your business goals and you should soon see the success that you are aiming for.

You can become more productive, have time for your family, and watch your business by joining, The Productivity Challenge for Parents Running a Business, for FREE!



Get your groove back; 5 ways to find your business mojo after a setback

5 ways to find your business mojo after a setback

Running your own business isn’t always easy, however, for parentpreneurs, the smallest setbacks can sometimes feel like a massive hurdle. With so much riding on making your business a success, including providing for your family, you can sometimes feel like packing it all in when faced with a setback.

This is a normal way to feel and the good news is that there are things that you can do to get your mojo back.

Here are the 5 best ways to get your groove back after being faced with a business setback.

Don’t make any excuses

Bad things can happen in business, but the worst thing you can do is try to make excuses for why. Sometimes your setback may be due to a mistake that you made, or something it can simply be just one of those things. If you try to make excuses for it, then you will never be able to accept it and move on.

Don’t act like it never happened

Ignoring a setback, or brushing it under the carpet is not a productive way of dealing with it. Instead, you should always recognise what has happened, and why it may have happened. That way you can find a way to stop it happening again.  Never ignore an issue in business, for the most part, this could lead to the problem getting bigger and bigger. Face things head on and not only will you learn from it, but you could find it isn’t as bad as you first thought.

Remember that everyone fails from time to time

It can seem like you are completely alone, but every business has had setbacks during its lifetime. This is an important thing to remember. Not only does it make you feel better about your current situation, but also may prompt you into asking fellow parentpreneurs for advice on how they got their mojo back.

Don’t punish yourself

The worst thing you can possibly do after a setback is punish yourself for your failings. This is a truly negative act and could have longer-term repercussions for your business. Rather than punishing, why not sit down and look at the ways that you can turn this into a positive? What things can you do differently, what things can you change? By looking at this, rather than telling yourself how bad you did, you will soon be back on the path to success.

So, now you know. With some positive thought and determination, you can rise from the ashes as a phoenix. See every setback as a challenge, something that needs solving and can allow your business to grow and grow. With this outlook, you are sure to be back in the groove in no time, and driving your business towards to success that you deserve!

The Parents in Biz community is particularly helpful if you:

  • Feel like no one understands your position and don’t have anyone to turn to.
  • Lack the tools and resources to drive your business forward.
  • Aren’t making any or very little revenue.
  • Are feeling overwhelmed.
  • Are struggling to juggle your business and family life.

Click here to find out more! 

#PIB09 Raising money for your start-up

#PIB09 Raising money for your start up

“Do what you love and the money will follow.” Marsha Sinetar

This is an episode with a twist need to raise money for a start-up ? Covered in this episode are 4 key question to ask yourself as you start the process of raising money for your startup. Download the worksheet that I have created that supplements this episode.

Resources mentioned in this episode:

Email me [email protected]
Dragons Den
The Apprentice

Thank you for listening.

Subscribe to get your FREE WORKSHEET and our newsletter!

We take your privacy seriously. No Spam. See our terms & privacy here.




Family Meal Planning

Family Meal Planning

Planning family meals in advance increase your productivity as it means you can structure your future working days better. You know that healthy habits, such as eating well and exercising make sense.

Some of the benefits of meal planning are:

• Healthier choices
• Save money
• Save time
• Decreases stress
• Variety of food

We have created a FREE weekly meal planner for you! Enjoy

Meal Planner Sheet

Subscribe to get your FREE MEAL PLANNER and our newsletter!


We take your privacy seriously. No Spam. See our terms & privacy here.

1 2